How Much Insurance Do I Need in Hi?
HI state law requires as mandatory coverage. These are the minimum requirements and may not be adequate coverage for your needs.
HI Legal Alcohol Limit: .08 BAC
HI state law maintains a strict .08 legal alcohol limit. The penalties for driving under the influence (DUI) or driving while intoxicated (DWI) range from
license suspension (90 days - Permanent), jail time, to a felony for repeat offenses.
DUI & SR22 Insurance In HI
SR22 forms are typically filed after a DUI conviction and are mandatory in most states. If you need to file SR22 after a DUI conviction or other infraction, notify your insurance company for the proper paperwork.
Find An Agent Locate an insurance broker or agent in Hi.
Proof of Car Insurance In HI it is possible to use an insurance card on your smart phone as valid proof of car insurance. If your current insurance company does not have a smart phone app, then you can request an insurance card from your company and carry this with you, or leave it in your car for card access.
Switching Car Insurance Companies How To cancel your auto insurance policy.
You can cancel your current car insurance policy at any time, for whatever reason, but you must be aware that you need to have an active policy as long as you own a vehicle (if you don't own a vehicle, look into a non-owner policy).
Often, the biggest reason to cancel your car insurance policy is because you're switching car insurance companies. This is really a very simple process.
1.) Start a new policy with another insurance company.
2.) Call your old insurance company and cancel your policy with them effective immediately.
If you prepaid your policy, or cancelled your plan in the middle of a billing cycle, no worries, any money due to you will be refunded. Never feel like you're obligated to stay with an insurance company just because you paid for the policy!