Hawaii Auto Insurance Rates

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Hawaii Auto Insurance Information

Hawaii state law requires Bodily Injury Liability limits of $20,000 minimum per injured person, and up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum of $10,000 in coverage. In addition to this coverage, Hawaii also requires drivers to carry $10,000 in Personal Injury Protection Coverage (PIP). Hawaii is a No Fault State, meaning your insurance company will pay damages up to a specified amount regardless of fault.

Hawaii Coverage: 20/40/10
Bodily Injury Liability: $20,000/$40,000 Limit
Property Damage Liability: $10,000 Limit
Personal Injury Protection (PIP): $20,000/$40,000

Although 20/40/10 is the minimum requirement for auto insurance in Hawaii, that may not be enough coverage to properly take care of damage, injury, or valuable assets. Finding the right amount of coverage is necessary to insure that you, your family and your assets will be covered in the case of damages from an automobile accident.

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DMV Locations
Drivers License Information

 Hawaii Department Of Transportation Mailing Address Mailing Address/Physical Address
Insurance Division
P.O. Box 3614
Honolulu, Hawaii 96811

Phoenix DMV Phone Number Kauai 274-3141
Phoenix DMV Phone Number Maui 984-2400
Phoenix DMV Phone Number
Hawaii 974-4000

Hawaii Drivers License Types
Licenses are issued by “class”, G (graduated), D (operator), M (motorcycle) and A, B, C (commercial). If the class M license is combined with any other class of license, it will be added as an “endorsement” on the back of the current license.

Hawaii Driver Statistics
Licensed Drivers 856k
Registered Vehicles 948k
Miles Traveled 10m
Population 1.27m
Traffic Fatalities11 per 100,000

Hawaii Auto Insurance Questions

Q: I'm listed as a named driver on my parents policy in Hawaii. I currently do not live with them. Do I need to get my own insurance policy?

A: If you don't live with your parents and you're a named driver on their insurance policy, you should be covered for any vehicle on the policy. However, that doesn't mean you necessarily have adequate coverage. Check with an insurance agent in Hawaii and your local insurance departments before making decisions regarding your automobile insurance policy.

Hawaii Insurance Companies

21st Century Insurance | Aetna | Aflac | Alleghany Corporation | Allied Insurance | Allstate | American Automobile Association (AAA Insurance) | American Family Insurance | American Income Life Insurance Company | American International (AIG Insurance) | American National Insurance Company | Ameritas Life Insurance Company | Amica Mutual Insurance | Assurant | Auto-Owners Insurance | AXA Life Insurance | Bankers Insurance | California Casualty | Cincinnati Insurance Company | CNA Financial | Colonial Life | Commerce Insurance | Conseco | Country Financial | Chartis Insurance | Chubb Insurance | Elephant Insurance | Encompass Insurance Company | Erie Insurance | Esurance | Farmers Insurance Federated Mutual Insurance Company | First Insurance Company of Hawaii | GAINSCO | General Re | Genworth Financial | GMAC Insurance | Guardian Life | GuideOne Insurance | Hanover Insurance | The Hartford | Infinity Insurance | Jackson National Life | John Hancock Insurance | K&K Insurance | Knights of Columbus | Liberty Mutual | Lincoln National Corporation | Markel | MassMutual | Merchants Insurance | Mercury Insurance | MetLife| Mutual of Omaha | Nationwide | New Jersey | New York Life | Northwestern Mutual | Omega | OneBeacon | Oxford Health Plans | Pacific Life | Pacificare| PEMCO | Penn Mutual | Philadelphia Insurance Companies | Principal Financial | Progressive | Protective Life | Prudential | Regence | Reliance Insurance Company | Safe Auto | Safeco | Safeway Insurance | Sentry Insurance | Selective Insurance | Shelter Insurance | Standard Insurance Company | State Farm Insurance | Sun Life | TIAA-CREF | Travelers | Unitrin Direct Auto Insurance | Unum | USAA | West Coast Life | Western Mutual Insurance | Western & Southern Financial | Westfield Insurance | White Mountains Insurance

Cities in Hawaii

Aiea Auto Insurance | Anahola Auto Insurance | Camp H M Smith Auto Insurance | Captain Cook Auto Insurance | Eleele Auto Insurance | Ewa Beach Auto Insurance | Fort Shafter Auto Insurance | Haiku Auto Insurance | Hakalau Auto Insurance | Haleiwa Auto Insurance | Hana Auto Insurance | Hanalei Auto Insurance | Hanapepe Auto Insurance | Hauula Auto Insurance | Hawaii National Park Auto Insurance | Hawi Auto Insurance | Hickam Afb Auto Insurance | Hilo Auto Insurance | Holualoa Auto Insurance | Honaunau Auto Insurance | Honokaa Auto Insurance | Honolulu Auto Insurance | Honomu Auto Insurance | Hoolehua Auto Insurance | Kaaawa Auto Insurance | Kahuku Auto Insurance | Kahului Auto Insurance | Kailua Auto Insurance | Kailua Kona Auto Insurance | Kalaheo Auto Insurance | Kamuela Auto Insurance | Kaneohe Auto Insurance | Kapaa Auto Insurance | Kapaau Auto Insurance | Kapolei Auto Insurance | Kaumakani Auto Insurance | Kaunakakai Auto Insurance | Keaau Auto Insurance | Kealakekua Auto Insurance | Kealia Auto Insurance | Keauhou Auto Insurance | Kekaha Auto Insurance | Kihei Auto Insurance | Kilauea Auto Insurance | Koloa Auto Insurance | Kualapuu Auto Insurance | Kula Auto Insurance | Kurtistown Auto Insurance | Lahaina Auto Insurance | Laie Auto Insurance | Lanai City Auto Insurance | Laupahoehoe Auto Insurance | Lawai Auto Insurance | Lihue Auto Insurance | M C B H Kaneohe Bay Auto Insurance | Makawao Auto Insurance | Maunaloa Auto Insurance | Mililani Auto Insurance | Mountain View Auto Insurance | Naalehu Auto Insurance | Ninole Auto Insurance | Ocean View Auto Insurance | Ookala Auto Insurance | Paauilo Auto Insurance | Pahala Auto Insurance | Pahoa Auto Insurance | Paia Auto Insurance | Papaaloa Auto Insurance | Papaikou Auto Insurance | Pearl City Auto Insurance | Pearl Harbor Auto Insurance | Pepeekeo Auto Insurance | Princeville Auto Insurance | Pukalani Auto Insurance | Puunene Auto Insurance | Schofield Barracks Auto Insurance | Tamc Auto Insurance | Volcano Auto Insurance | Wahiawa Auto Insurance | Waialua Auto Insurance | Waianae Auto Insurance | Waikoloa Auto Insurance | Wailuku Auto Insurance | Waimanalo Auto Insurance | Waimea Auto Insurance | Waipahu Auto Insurance | Wheeler Army Airfield Auto Insurance |

Auto Insurance Provided in All US States

Alabama - AL, Alaska - AK, Arizona - AZ, Arkansas - AR, California - CA, Colorado - CO, Connecticut - CT, Delaware - DE, District Of Columbia - DC, Florida - FL, Georgia - GA, Hawaii - HI, Idaho - ID, Illinois - IL, Indiana - IN, Iowa - IA, Kansas - KS, Kentucky - KY, Louisiana - LA, Maine - ME, Maryland - MD, Massachusetts - MA, Michigan - MI, Minnesota - MN, Mississippi - MS, Missouri - MO, Montana - MT, Nebraska - NE, Nevada - NV, New Hampshire - NH, New Jersey - NJ, New Mexico - NM, New York - NY, North Carolina - NC, North Dakota - ND, Ohio - OH, Oklahoma - OK, Oregon - OR, Pennsylvania - PA, Rhode Island - RI, South Carolina - SC, South Dakota - SD, Tennessee - TN, Texas - TX, Utah - UT, Vermont - VT, Virginia - VA, Washington - WA, West Virginia - WV, Wisconsin - WI, Wyoming - WY

Vehicles By Make - Auto Insurance Types

AC, Acura, Alfa+Romeo, AMC, Aston+Martin, Audi, Bentley, BMW, Bricklin, Bugatti, Buick, Cadillac, Checker, Chevrolet, Chrysler, Citroen, Dacia, Daewoo, Daihatsu, Daimler, Datsun, De+Lorean, Detomaso, Dodge, Eagle, Ferrari, Fiat, Ford, Freightliner, Galloper, Geo, GMC, Holden, Honda, Hummer, Hyundai, Infiniti, Innocenti, Isuzu, Iveco, Jaguar, Jeep, Jensen, Kenworth, Kia, Lada, Lamborghini, Lancia, Land+Rover, LDV, Lexus, Lincoln, Lotus, MAN, Maserati, Mazda, Mercedes+Benz, Mercury, Merkur, MG, Mini, Mitsubishi, Morris, Nash, Nissan, Oldsmobile, Opel, Packard, Panoz, Peterbilt, Peugeot, Plymouth, Pontiac, Porsche, Puch, Renault, Rolls+Royce, Rover, Saab, Saturn, Scania, Scion, Seat, Skoda, Smart, Ssang+Yong, Studebaker, Subaru, Sunbeam, Suzuki, Tata, Toyota, Triumph, Vauxhall, Volkswagen, Volvo, Yugo

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